What is the typical home value in Worcester - MA?

The typical home in Worcester - MA, MA is worth $479,429 as of the most recent Zillow Home Value Index reading. Year over year the value has changed by +2.1%.

How long do homes stay on the market in Worcester - MA?

The median days to pending (time on market before a sale) in Worcester - MA is currently 12 days. Shorter days on market indicate a seller's market; longer days indicate more buyer leverage.

Are sellers cutting prices in Worcester - MA?

25.6% of active listings in Worcester - MA have had a price reduction. This is a signal of softening seller expectations relative to buyer demand.

Is it cheaper to rent or buy in Worcester - MA?

The price-to-rent ratio in Worcester - MA is 18.8x (typical home value divided by a year of typical rent), which puts it in toss-up on the Rent vs Buy Index. Typical rent is $2,124 a month versus a principal-and-interest mortgage payment of about $2,656 on the typical home at 7.4% with 20% down.

What income do you need to buy a home in Worcester - MA?

About $139,500 a year in household income, assuming 20% down ($95,886), a 30-year fixed mortgage at 7.4%, property tax and insurance, and a 28% payment-to-income cap. The monthly payment works out to about $3,255.

Is Worcester - MA a buyer's or seller's market?

Based on days-on-market, price-cut share, and year-over-year appreciation, Worcester - MA is currently a balanced market. Buyers should watch days-on-market and price-cut trends monthly.

MA · Metro #58

Worcester - MA housing market

The Worcester metro has a typical home value of $479,429, up 2.1% from a year ago. Homes are moving fast at 12 days on market, a strong seller's market. 26% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value

$479,429

+2.1% vs. year ago

Median sale price

$444,523

+0.6% YoY

Median list price

$518,300

Sale-to-list ratio

101.5%

Selling above ask

Days on market

12d

Listings w/ price cut

25.6%

New listings / mo

1,059

+10.1% YoY

Homes for sale

2,553

+15.5% YoY

Typical rent

$2,124/mo

+1.4% YoY

Income needed to buy

$139,500

$3,255/mo · #159 of 195

Rent vs buy

18.8x

Toss-up · #64 of 195

October 2026 report · Zillow data through August 2026

Worcester housing market, October 2026

The typical Worcester home is worth $479,429 as of August 2026, up 0.1% from the prior month, up 0.2% over three months, and up 2.1% from a year ago. Over the past two years values have ranged from $461,721 to $479,429.

Homes are going pending in about 12 days, slower than the 8 days seen three months earlier. There are roughly 2,553 homes for sale, 15% more than a year ago. 25.6% of listings have taken a price cut (up from 18.6% three months ago).

Typical rent is $2,124 a month, up 1.4% year over year, which puts the price-to-rent ratio at 18.8.

At this week's 7.40% mortgage rate with 20% down ($95,886), the typical Worcester home costs about $3,255 a month including tax and insurance, which needs a household income of roughly $139,500 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months

Days to pending, 24 months

Homes for sale, 24 months

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($479,429) is the Zillow Home Value Index for the Worcester - MA metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 2.1% over the past year. In Worcester - MA, that means a home worth $469,568 last year is now worth roughly $479,429.

The median sale price, what homes actually close for, is $444,523. Homes are selling at 101.5% of list price, meaning buyers are typically paying at or above asking.

Homes listed in Worcester - MA sit on the market for roughly 12 days before going pending. Shorter = seller's market; longer = buyer's market.

About 25.6% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 1,059 new listings hit the market each month in Worcester - MA. There are currently 2,553 homes for sale, up 15.5% from a year ago.

The typical monthly rent in Worcester - MA is $2,124, up 1.4% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 18.8x, toss-up (#64 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,656 a month in principal and interest, $532 more than renting before taxes, insurance and upkeep. The two break even at a 5.28% rate.