Boston - MA housing market
The Boston metro has a typical home value of $733,574, up 2.1% from a year ago. Homes are moving fast at 13 days on market, a strong seller's market. 23% of listings have had a price cut. Data from Zillow Research, updated monthly.
Boston housing market, October 2026
The typical Boston home is worth $733,574 as of August 2026, up 0.3% from the prior month, up 0.4% over three months, and up 2.1% from a year ago. Over the past two years values have ranged from $711,545 to $733,574.
Homes are going pending in about 13 days, slower than the 8 days seen three months earlier. There are roughly 12,631 homes for sale, 13% more than a year ago. 22.9% of listings have taken a price cut (up from 16.6% three months ago).
Typical rent is $3,074 a month, up 2.7% year over year, which puts the price-to-rent ratio at 19.9.
At this week's 7.40% mortgage rate with 20% down ($146,715), the typical Boston home costs about $4,980 a month including tax and insurance, which needs a household income of roughly $213,400 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($733,574) is the Zillow Home Value Index for the Boston - MA metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 2.1% over the past year. In Boston - MA, that means a home worth $718,486 last year is now worth roughly $733,574.
The median sale price, what homes actually close for, is $700,425. Homes are selling at 101.8% of list price, meaning buyers are typically paying at or above asking.
Homes listed in Boston - MA sit on the market for roughly 13 days before going pending. Shorter = seller's market; longer = buyer's market.
About 22.9% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 4,770 new listings hit the market each month in Boston - MA. There are currently 12,631 homes for sale, up 13.2% from a year ago.
The typical monthly rent in Boston - MA is $3,074, up 2.7% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 19.9x, toss-up (#50 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $4,063 a month in principal and interest, $989 more than renting before taxes, insurance and upkeep. The two break even at a 4.79% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in MA
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Worcester - MA | $479,429 | +2.1% | 12.0d |
| Springfield - MA | $376,569 | +3.4% | 12.0d |