Ocala - FL housing market
The Ocala metro has a typical home value of $269,193, down 2.3% from a year ago. Homes are sitting 56 days on average, buyers have negotiating room. 27% of listings have had a price cut. Data from Zillow Research, updated monthly.
Ocala housing market, October 2026
The typical Ocala home is worth $269,193 as of August 2026, down 0.2% from the prior month, down 0.9% over three months, and down 2.3% from a year ago. Over the past two years values have ranged from $269,193 to $284,358.
Homes are going pending in about 56 days, slower than the 54 days seen three months earlier. There are roughly 3,667 homes for sale, 1% more than a year ago. 26.6% of listings have taken a price cut (down from 27.5% three months ago).
Typical rent is $1,584 a month, down 0.2% year over year, which puts the price-to-rent ratio at 14.2.
At this week's 7.40% mortgage rate with 20% down ($53,839), the typical Ocala home costs about $1,828 a month including tax and insurance, which needs a household income of roughly $78,300 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($269,193) is the Zillow Home Value Index for the Ocala - FL metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 2.3% over the past year. A home worth $275,530 last year is now worth roughly $269,193.
The median sale price, what homes actually close for, is $265,291. Homes are selling at 96.6% of list price, meaning buyers have room to negotiate.
Homes listed in Ocala - FL sit on the market for roughly 56 days before going pending. Shorter = seller's market; longer = buyer's market.
About 26.6% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 704 new listings hit the market each month in Ocala - FL. There are currently 3,667 homes for sale, up 0.7% from a year ago.
The typical monthly rent in Ocala - FL is $1,584, down 0.2% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 14.2x, buying territory (#165 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,491 a month in principal and interest, $93 less than renting before taxes, insurance and upkeep. The two break even at a 8.03% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in FL
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Miami - FL | $475,830 | -0.5% | 52.0d |
| Tampa - FL | $358,706 | -1.5% | 39.0d |
| Orlando - FL | $383,445 | -1.8% | 38.0d |
| Jacksonville - FL | $350,783 | -0.5% | 47.0d |
| North Port - FL | $402,040 | -3.1% | 56.0d |
| Cape Coral - FL | $335,410 | -4.4% | 67.0d |