Naples - FL housing market
The Naples metro has a typical home value of $550,720, down 2.4% from a year ago. Homes are sitting 90 days on average, buyers have negotiating room. Data from Zillow Research, updated monthly.
Naples housing market, October 2026
The typical Naples home is worth $550,720 as of August 2026, up 0.2% from the prior month, down 0.2% over three months, and down 2.4% from a year ago. Over the past two years values have ranged from $549,522 to $607,638.
Homes are going pending in about 90 days, slower than the 74 days seen three months earlier. There are roughly 5,740 homes for sale, 18% fewer than a year ago. 16.6% of listings have taken a price cut (down from 25.2% three months ago).
Typical rent is $2,567 a month, up 1.4% year over year, which puts the price-to-rent ratio at 17.9.
At this week's 7.40% mortgage rate with 20% down ($110,144), the typical Naples home costs about $3,739 a month including tax and insurance, which needs a household income of roughly $160,200 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($550,720) is the Zillow Home Value Index for the Naples - FL metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 2.4% over the past year. A home worth $564,262 last year is now worth roughly $550,720.
The median sale price, what homes actually close for, is $557,283. Homes are selling at 94.4% of list price, meaning buyers have room to negotiate.
Homes listed in Naples - FL sit on the market for roughly 90 days before going pending. Shorter = seller's market; longer = buyer's market.
About 16.6% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 755 new listings hit the market each month in Naples - FL. There are currently 5,740 homes for sale, down 17.8% from a year ago.
The typical monthly rent in Naples - FL is $2,567, up 1.4% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.9x, toss-up (#81 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $3,050 a month in principal and interest, $483 more than renting before taxes, insurance and upkeep. The two break even at a 5.74% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in FL
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Miami - FL | $475,830 | -0.5% | 52.0d |
| Tampa - FL | $358,706 | -1.5% | 39.0d |
| Orlando - FL | $383,445 | -1.8% | 38.0d |
| Jacksonville - FL | $350,783 | -0.5% | 47.0d |
| North Port - FL | $402,040 | -3.1% | 56.0d |
| Cape Coral - FL | $335,410 | -4.4% | 67.0d |