What is the typical home value in Lincoln - NE?

The typical home in Lincoln - NE, NE is worth $302,685 as of the most recent Zillow Home Value Index reading. Year over year the value has changed by +3.4%.

How long do homes stay on the market in Lincoln - NE?

The median days to pending (time on market before a sale) in Lincoln - NE is currently 13 days. Shorter days on market indicate a seller's market; longer days indicate more buyer leverage.

Are sellers cutting prices in Lincoln - NE?

30.3% of active listings in Lincoln - NE have had a price reduction. This is a signal of softening seller expectations relative to buyer demand.

Is it cheaper to rent or buy in Lincoln - NE?

The price-to-rent ratio in Lincoln - NE is 19.3x (typical home value divided by a year of typical rent), which puts it in toss-up on the Rent vs Buy Index. Typical rent is $1,308 a month versus a principal-and-interest mortgage payment of about $1,677 on the typical home at 7.4% with 20% down.

What income do you need to buy a home in Lincoln - NE?

About $88,100 a year in household income, assuming 20% down ($60,537), a 30-year fixed mortgage at 7.4%, property tax and insurance, and a 28% payment-to-income cap. The monthly payment works out to about $2,055.

Is Lincoln - NE a buyer's or seller's market?

Based on days-on-market, price-cut share, and year-over-year appreciation, Lincoln - NE is currently a balanced market. Buyers should watch days-on-market and price-cut trends monthly.

NE · Metro #154

Lincoln - NE housing market

The Lincoln metro has a typical home value of $302,685, up 3.4% from a year ago. Homes are moving fast at 13 days on market, a strong seller's market. 30% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value

$302,685

+3.4% vs. year ago

Median sale price

$293,416

+7.0% YoY

Median list price

$333,133

Sale-to-list ratio

99.3%

Selling below ask

Days on market

13d

Listings w/ price cut

30.3%

New listings / mo

436

+0.2% YoY

Homes for sale

1,066

+6.4% YoY

Typical rent

$1,308/mo

+2.1% YoY

Income needed to buy

$88,100

$2,055/mo · #79 of 195

Rent vs buy

19.3x

Toss-up · #55 of 195

October 2026 report · Zillow data through August 2026

Lincoln housing market, October 2026

The typical Lincoln home is worth $302,685 as of August 2026, up 0.2% from the prior month, up 0.2% over three months, and up 3.4% from a year ago. Over the past two years values have ranged from $283,906 to $302,685.

Homes are going pending in about 13 days, slower than the 7 days seen three months earlier. There are roughly 1,066 homes for sale, 6% more than a year ago. 30.3% of listings have taken a price cut (up from 23.3% three months ago).

Typical rent is $1,308 a month, up 2.1% year over year, which puts the price-to-rent ratio at 19.3.

At this week's 7.40% mortgage rate with 20% down ($60,537), the typical Lincoln home costs about $2,055 a month including tax and insurance, which needs a household income of roughly $88,100 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months

Days to pending, 24 months

Homes for sale, 24 months

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($302,685) is the Zillow Home Value Index for the Lincoln - NE metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 3.4% over the past year. In Lincoln - NE, that means a home worth $292,732 last year is now worth roughly $302,685.

The median sale price, what homes actually close for, is $293,416. Homes are selling at 99.3% of list price, meaning buyers have room to negotiate.

Homes listed in Lincoln - NE sit on the market for roughly 13 days before going pending. Shorter = seller's market; longer = buyer's market.

About 30.3% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 436 new listings hit the market each month in Lincoln - NE. There are currently 1,066 homes for sale, up 6.4% from a year ago.

The typical monthly rent in Lincoln - NE is $1,308, up 2.1% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 19.3x, toss-up (#55 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,677 a month in principal and interest, $369 more than renting before taxes, insurance and upkeep. The two break even at a 5.05% rate.