Tuscaloosa - AL housing market
The Tuscaloosa metro has a typical home value of $241,271, up 0.4% from a year ago. Homes sell in 30 days on average, a balanced market. 23% of listings have had a price cut. Data from Zillow Research, updated monthly.
Tuscaloosa housing market, October 2026
The typical Tuscaloosa home is worth $241,271 as of August 2026, up 0.0% from the prior month, up 0.0% over three months, and up 0.4% from a year ago. Over the past two years values have ranged from $239,164 to $241,764.
Homes are going pending in about 30 days, slower than the 28 days seen three months earlier. There are roughly 1,080 homes for sale, 21% more than a year ago. 22.7% of listings have taken a price cut (up from 20.8% three months ago).
Typical rent is $1,511 a month, up 3.8% year over year, which puts the price-to-rent ratio at 13.3.
At this week's 7.40% mortgage rate with 20% down ($48,254), the typical Tuscaloosa home costs about $1,638 a month including tax and insurance, which needs a household income of roughly $70,200 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($241,271) is the Zillow Home Value Index for the Tuscaloosa - AL metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 0.4% over the past year. In Tuscaloosa - AL, that means a home worth $240,310 last year is now worth roughly $241,271.
The median sale price, what homes actually close for, is $245,379. Homes are selling at 97.6% of list price, meaning buyers have room to negotiate.
Homes listed in Tuscaloosa - AL sit on the market for roughly 30 days before going pending. Shorter = seller's market; longer = buyer's market.
About 22.7% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 267 new listings hit the market each month in Tuscaloosa - AL. There are currently 1,080 homes for sale, up 20.7% from a year ago.
The typical monthly rent in Tuscaloosa - AL is $1,511, up 3.8% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 13.3x, buying territory (#178 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,336 a month in principal and interest, $175 less than renting before taxes, insurance and upkeep. The two break even at a 8.70% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in AL
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Birmingham - AL | $262,563 | +2.4% | 23.0d |
| Huntsville - AL | $315,402 | +1.1% | 26.0d |
| Mobile - AL | $197,078 | +0.4% | 29.0d |
| Montgomery - AL | $214,806 | +3.8% | 27.0d |