Denver - CO housing market
The Denver metro has a typical home value of $559,705, down 1.9% from a year ago. Homes sell in 26 days on average, a balanced market. 36% of listings have had a price cut. Data from Zillow Research, updated monthly.
Denver housing market, October 2026
The typical Denver home is worth $559,705 as of August 2026, up 0.2% from the prior month, down 0.1% over three months, and down 1.9% from a year ago. Over the past two years values have ranged from $558,732 to $590,210.
Homes are going pending in about 26 days, slower than the 14 days seen three months earlier. There are roughly 15,917 homes for sale, 4% fewer than a year ago. 36.0% of listings have taken a price cut (up from 31.0% three months ago).
Typical rent is $1,922 a month, down 0.5% year over year, which puts the price-to-rent ratio at 24.3.
At this week's 7.40% mortgage rate with 20% down ($111,941), the typical Denver home costs about $3,800 a month including tax and insurance, which needs a household income of roughly $162,900 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($559,705) is the Zillow Home Value Index for the Denver - CO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 1.9% over the past year. A home worth $570,545 last year is now worth roughly $559,705.
The median sale price, what homes actually close for, is $585,860. Homes are selling at 99.2% of list price, meaning buyers have room to negotiate.
Homes listed in Denver - CO sit on the market for roughly 26 days before going pending. Shorter = seller's market; longer = buyer's market.
About 36.0% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 4,374 new listings hit the market each month in Denver - CO. There are currently 15,917 homes for sale, down 3.5% from a year ago.
The typical monthly rent in Denver - CO is $1,922, down 0.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 24.3x, renting territory (#19 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $3,100 a month in principal and interest, $1,178 more than renting before taxes, insurance and upkeep. The two break even at a 3.14% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
Protect what you own.
Sponsored links. See our affiliate disclosure.
Other metros in CO
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Colorado Springs - CO | $448,492 | -1.4% | 29.0d |
| Fort Collins - CO | $549,219 | -0.5% | 26.0d |
| Boulder - CO | $712,024 | -0.8% | 28.0d |
| Greeley - CO | $490,746 | -2.1% | 26.0d |