Columbia - SC housing market
The Columbia metro has a typical home value of $256,132, up 1.7% from a year ago. Homes sell in 27 days on average, a balanced market. 33% of listings have had a price cut. Data from Zillow Research, updated monthly.
Columbia housing market, October 2026
The typical Columbia home is worth $256,132 as of August 2026, up 0.0% from the prior month, down 0.1% over three months, and up 1.7% from a year ago. Over the past two years values have ranged from $250,498 to $256,287.
Homes are going pending in about 27 days, slower than the 22 days seen three months earlier. There are roughly 3,761 homes for sale, 17% more than a year ago. 33.0% of listings have taken a price cut (up from 28.2% three months ago).
Typical rent is $1,559 a month, up 2.4% year over year, which puts the price-to-rent ratio at 13.7.
At this week's 7.40% mortgage rate with 20% down ($51,226), the typical Columbia home costs about $1,739 a month including tax and insurance, which needs a household income of roughly $74,500 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($256,132) is the Zillow Home Value Index for the Columbia - SC metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 1.7% over the past year. In Columbia - SC, that means a home worth $251,851 last year is now worth roughly $256,132.
The median sale price, what homes actually close for, is $267,542. Homes are selling at 98.2% of list price, meaning buyers have room to negotiate.
Homes listed in Columbia - SC sit on the market for roughly 27 days before going pending. Shorter = seller's market; longer = buyer's market.
About 33.0% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 1,041 new listings hit the market each month in Columbia - SC. There are currently 3,761 homes for sale, up 17.1% from a year ago.
The typical monthly rent in Columbia - SC is $1,559, up 2.4% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 13.7x, buying territory (#170 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,419 a month in principal and interest, $140 less than renting before taxes, insurance and upkeep. The two break even at a 8.39% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in SC
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Greenville - SC | $314,151 | +1.7% | 31.0d |
| Charleston - SC | $431,797 | -0.4% | 51.0d |
| Myrtle Beach - SC | $339,754 | +0.5% | 56.0d |
| Spartanburg - SC | $276,318 | +1.5% | 40.0d |